Single-Family – 38 Middlesex St Chelmsford, MA 01863 now has a new price of $499,900!

If you appreciate the historical charm of yester year , desire gracious space , and want a convenient location then this is a home not to miss! Beautiful floors, fireplaced living room with a stunning mantel. First floor offers a home office or den and a mud room if you want to expand the half bath to a full. Second floor has good sized bedrooms. Sweet addition drenched in sunshine that could be used for a study, art room ,or hobby room . Huge walk up attic . Plenty of parking plus a 2 car detached garage. New boiler. Currently used as a single family home however it is zoned commercial if you want a home business, nail or spa salon, attorneys office ,or check with town hall what they would allow. At one time it was used as an Art Gallery/ Gift Shoppe as well as the residence to the business owner. Enjoy the fall relaxing on one of your 3 porches. Book your appointment today !

This property features 9 total rooms, 1 full bath, 1 half bath, 4 bedrooms, 0.33 Acres, and is currently available for $499,900.

For complete details click here.

Rental – 720 Wellman Ave Chelmsford, MA 01863 now has a new price of $1,800!

Two Bedroom Gambrel end unit in the highly desirable Williamsburg Condominiums. Recently renovated unit boasts updated stainless steel appliances, washer & dryer, central air, laminate flooring, and a fireplace. Two spots for parking right in front of the unit. Come enjoy this wonderful location that offers many amenities including swimming pool, tennis courts, walkway along the river, and playgrounds.

This property features 5 total rooms, 1 full bath, 1 half bath, 2 bedrooms, and is currently available for $1,800.

For complete details click here.

Hidden Costs of Homeownership

You saved all your money for a down payment on a house and calculated the costs of the mortgage but wait just a minute…owning a home also comes with several hidden costs. Those costs can add up. So before you buy your home, here are additional home-related expenses you’ll want to include in your budgeting:

Real Estate Taxes

Often your real estate taxes are included in your monthly mortgage payment but in some instances you may pay them directly. The amount of taxes you pay varies depending on the value of your home’s and the tax rate in your community.

Private Mortgage Insurance

Your monthly mortgage payment may also include PMI (private mortgage insurance). Lenders typically charge a PMI if your loan exceeds 80 percent of the sales price.

Homeowners Insurance

Most banks require that you hold homeowners insurance. Homeowner’s insurance protects from damage to the home from things like fire, theft or weather. Just because you have insurance doesn’t mean there are no costs to you remember to set aside your deductible.

While owning a home does have hidden costs the gain of homeownership is always more than the cost.