Single-Family – 25 Carriage Chelmsford, MA 01824 now has a new price of $449,900!

Extended Family ? Want an inlaw apartment? Then this could be your dream home. Main house offers 4 bedrooms , 2 full baths , and a finished lower level. The apartment addition , placed in 2002, has open concept living room / full kitchen, 2 bedrooms, one and a half baths , plus its own laundry hook up. Hardwood floors. Full foundation under the addition. Replacement Harvey windows, young furnace. Finished lower level give you an additional living space. All this set on a beautiful private acre plus lot in a lovely neighborhood. Home does need TLC, come see and make it your own! . Day before notice required for all showings .

This is a Split Entry style home and features 13 total rooms, 3 full baths, 1 half bath, 6 bedrooms, 1.61 Acres, and is currently available for $449,900.

For complete details click here.

Hidden Homeownership Costs

Purchasing a home is a large investment and not one that anyone should make on a whim. It’s important to understand your maximum budget but also what you are comfortable spending, which may not be the same number as your maximum budget. But it’s also important to fully understand the hidden costs that come with owning a home. Your mortgage payment is not the only payment you will be making each month and it’s certainly not the only cost associated with owning a home.

Let’s take a look at some hidden costs listed below:

Home Insurance: Insurance is something that you may know you need, but not a cost you are thinking about when house hunting. Therefore, the cost can sneak up on you. Be sure to factor in this cost, as it will be associated with your home’s location, age and value. For example, you are going to pay more if you live in an area that is prone to natural disasters such as floods or tornadoes. 

Home furnishings: Is this your first home or, at least, your first home that you would like to furnish with new furniture not hand-me-downs or a couch from craigslist? There also may be items that you need for this home that you did not need in your apartment such as a dining room table or spare bedroom bed frame and mattress. Furnishing your home can be a large expense and one that you should be saving up for. You don’t need to go out and spend thousands on each item and you may want to spread out your purchases, but this is a very important cost to consider when purchasing a home.

Appearance: When you purchase a home there may be things about the house that you want to change or update. This is something that not many factor in when buying the home as they are so wrapped up in the process of purchasing. However, even small updates cost money and if you spend all of your money on the down payment, you will not have any leftover to make those updates to make the home truly yours.

Maintenance: If you previously rented, then maintenance is not something that you had to handle, as that is what your landlord was for. However, when you buy a home all maintenance and repairs fall on you. If you are purchasing an older home it’s extremely important to understand what needs to be updated or replaced now or in the near future, such as the water heater, furnace or roof. It’s possible that you may get the previous homeowner to take care of this if it’s in need at the time of selling, but if these updates/replacements take place a couple years down the road then it’s up to you to take care of it. There is also the general maintenance of your home such as landscaping and snow removal. Will you purchase your own equipment or hire a service? Either way, this is an additional expense.

Utilities: Often times many utilities are included in your rent. Well, this is not the case when owning a home. If the home does not have a septic system then you will need to pay for water and sewerage. You will have to pay for your own cable, Internet, and phone, and let’s not forget about electricity. It’s important to understand all of the utilities that you will have to pay when you purchase a home.

Property Taxes: Property taxes vary by town, but will always be an additional cost when owning a home. And, this cost will increase if you make additions or significant updates to your home. More desirable/expensive locations will have higher property taxes. This is often a cost that catches many off guard so be sure to research the locations where you are house hunting to see if you can afford the property taxes on top of all of the other associated costs.

This is not meant to discourage anyone but shed light on the costs that many do not consider when they are house hunting. Make sure your budget allows for your mortgage payment and the expenses listed above that are tailored to your situation and you will have no problem becoming and staying a homeowner.

You Can Clean With That?

Did you know you can clean your house with things you already have in the cabinets? No need to buy expensive cleaning products. Save time, money and clean with less chemicals by using everyday products.

Here are some unusual ways to clean your home.

Use white bread to: Dust an oil painting. Gently dab a slice of white bread over the surface to pick up dirt and grime.

Use ketchup to: Remove tarnish from copper and brass cookware. Squeeze ketchup onto a cloth and rub it on pots and pans. They should go back to their coppery color in minutes. Rinse with warm water and dry with a towel.

Use oatmeal to: Scrub very dirty hands. Make a thick paste of oatmeal and water; rinse well

Use rice to: Clean the inside of a vase or a thin-necked bottle. Fill three quarters of the vessel with warm water and add a tablespoon of uncooked rice. Cup your hand over the opening, shake vigor-ously, and rinse.

Use club soda to: Shine up a scuffed stainless-steel sink. Buff with a cloth dampened with club soda, then wipe dry with another clean cloth.

Use hydrogen peroxide to: Disinfect a keyboard. Dip a cotton swab in hydrogen peroxide to get into those nooks and crannies.

Use cornstarch to: Clean grease spills on carpets. Pour cornstarch onto spots and let sit for 15 to 30 minutes before vacuuming.